Program Overview

Below is a brief description of each of the plans available to you in the Commuter Benefits Program. You can also visit the "Which Plan is for me" tab of this website which will ask you a few questions about your commute and help you select the appropriate Transit Plan.

1. Commuter Card Plan – The Commuter Card is a stored value card loaded with your pre-tax and post-tax payroll deductions that can be used to purchase transit passes and tickets at transit providers throughout the New York Tri-State area. The Commuter Card works at many more transit providers than supported under the previous program – the new card works at almost 90 providers.
   Click here to see a list of where the Commuter Card will work.
   This stored value card works just like a credit card at transit provider ticket vending machines, ticket windows and online/web stores. Your card is funded with your deductions each pay date.
   Click here for more details about the Commuter Card program.
   
   

   The Commuter Card plan offers two options:
   	Commuter Card - No Admin Fee Under this option, you will have a set deduction amount equivalent to the cost of the MTA NYCT 30-Day Unlimited Ride MetroCard, currently $104, ($112 effective March1, 2013) pre-tax per month. You will receive a Commuter Card that can be used to purchase any transit fare media option including MetroCards and specifically, the 30-Day Unlimited Ride MetroCard. The fare media you can purchase under this option is only limited by the balance on your card. The City will pay the administrative fee of $1.77 per month for this plan.
   	Commuter Card - Unrestricted Under this option, you select a payroll deduction amount to be loaded to your card that meets your monthly transit costs. You are not limited to the deduction amount in the No Fee option above, but you will need to pay an administrative fee of $1.77 per month under this option.

   
   
2. Transit Pass Plan – This plan allows you to arrange for home delivery of your transit provider passes and tickets through the City’s contractor, WageWorks. You can select from their extensive catalog of transit providers and transit passes covering the New York Tri-State area.
   
   Click here to see a list of the providers available in the Transit Pass Plan.
   In this plan, you fund an account with WageWorks with your pre-tax and post-tax payroll deductions and you can select a pass on the WageWorks system using the funds in your account. WageWorks will deliver your pass or ticket to your designated mailing address by the 1st day of each calendar month. WageWorks also allows you to securely supplement purchases on their website with your personal credit card to ensure you always have enough funds for your purchases. And you can purchase multiple items such as a train ticket and MetroCard. With the Transit Pass option, you pay an administrative fee of $3.05 per month through payroll deductions.
   
   Click here for more details about the Transit Pass Plan.
   
   
3. Access-A-Ride/Paratransit Plan – This plan allows you to participate in the MTA’s Access-A-Ride program or other paratransit programs supported by other transit providers. In this plan, you fund an account with WageWorks with your pre-tax and post-tax payroll deductions and you can select your Access-A-Ride coupons or other paratransit options on the WageWorks system using the funds in your account. WageWorks will deliver your Access-A-Ride coupons or tickets to your designated mailing address by the 1st day of each calendar month. The City pays the administrative fee for participants in this plan.
   Click here for more details about the Access-A-Ride/Paratransit Plan.
   
   
4. Park-n-Ride Plan – This plan allows you to use your pre-tax and post-tax payroll deductions to pay for parking at or near a public transportation stop or station that you use to get to work. Only transit-related parking is eligible. You must be jointly enrolled in one of the above transit options in order to enroll in this option. You will incur an Administrative Fee of $3.05 per month for Park-n-Ride.
   Click here for more details about the Park-n-Ride plan.